Overview

At Skara Financial Services, we are committed to providing high-quality digital services. This Refund Policy outlines our policy regarding refunds for our services.

By making a purchase, you agree to this Refund Policy. Please read it carefully before making a purchase.

Non-Refundable Policy

All sales are final and non-refundable. Due to the digital nature of our products and services, we do not offer refunds, returns, or exchanges once a purchase has been completed.

Our services include:

Project reports and CMA reports (digital PDF files)
Subscription plans with access to our digital platform
Digital financial analysis and calculation services

Once you have purchased and accessed our digital products, the transaction is considered complete. This policy applies to:

All project reports and CMA reports
All subscription plans (monthly and annual)
All one-time purchases
All payment methods (credit cards, debit cards, UPI, net banking, wallets)

This non-refundable policy is standard practice for digital products and services, as digital content cannot be physically returned. We encourage you to review our service descriptions, pricing, and terms carefully before making a purchase.

Why We Have This Policy

Digital products, including downloadable reports and software services, cannot be returned in the same way physical products can. Once you have accessed, downloaded, or used our digital services, we cannot reverse the transaction. This policy protects both our business and ensures fair use of our services.

We are committed to providing high-quality services and excellent customer support. If you have any concerns about our services or need assistance, please contact our support team. We are here to help ensure you have a positive experience with our platform.

Subscription Cancellation

While refunds are not available, you may cancel your subscription at any time. When you cancel:

Your subscription will remain active until the end of the current billing period
You will continue to have access to all features until the subscription expires
No further charges will be made after the current billing period ends
No refunds will be issued for the remaining time in your current billing period

To cancel your subscription, contact us at support@skarafinancial.com or use the cancellation option in your account settings (if available).

Technical Issues

If you experience technical issues that prevent you from accessing or using our services, please contact our support team immediately. We are committed to resolving technical problems and will work with you to ensure you can access the services you have purchased.

However, please note that technical issues do not automatically qualify for refunds. We will make every effort to resolve the issue and restore your access to the service.

Contact Us

If you have questions about this policy or need assistance with our services, please contact us:

Email: support@skarafinancial.com
Response Time: We aim to respond within 24-48 hours
Address: Nehru Place, Delhi, India

Our support team is available to help you with any questions or concerns you may have about our services, even though refunds are not available.

Changes to This Policy

We reserve the right to modify this Refund Policy at any time. Changes will be effective immediately upon posting on this page. We will notify users of material changes via email or through a notice on our website. Your continued use of the Service after changes become effective constitutes acceptance of the updated policy.